combine 2 1/2 cups water with the milk, salt, and oats in a medium pot over high heat. when the liquid boils, turn the heat down to low and cook, stirring until the liquid is just absorbed, about 5 minutes. stir in the peanut butter, cover the pot, and turn off the heat. 5 minutes later, uncover the pot and stir. serve topped with the sliced bananas if you're using them and drizzle of honey if you like
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