Cook beef, bell pepper and onion in a large
saucepan over medium heat, crumbling the meat
with a wooden spoon until the meat is brown,
approx. 8-10 minutes.
Add garlic, chili powder, cumin and cayenne.
Cook until fragrant, approx. 15 seconds.
Stir in salsa and water, bring to simmer.
Reduce the heat to medium low, cover and cook,
stirring occasionally until the vegetables are
tender, approx. 10-15 minutes.
Stir in beans and cook until heated through,
approx. 1 minute.