In a large saucepan, combine 1 1/2 cups only of water with the beans, onion, bell pepper, garlic and oregano. Bring to a boil, then lower the heat to simmer and cook for 20 minutes. Add salt, optional basil and remaining 2 cups of water. Bring to a boil again, then lower the heat to simmer and stir in the rice. Cook for 20 minutes, or to your favorite level of softness.
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