Mix together butter, cream cheese, sugar, and eggs in large bowl until creamy. Add the vanilla, baking powder and salt, continually mixing. Add in the flour in small increments to aid in the smooth mixing. Add milk last. You may not need the whole 1/2 cup of milk, or you may need a little more. Batter should be creamy but not drippy. Stir in chocolate chips using a large spoon.
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