COOK ground beef in skillet until browned. Pour off fat. Add 1/2 cup enchilada sauce. Spray baking sheet with vegetable cooking spray.
PLACE 1 tortilla on baking sheet. Top with 1/3 of meat mixture and 1/4 cup cheese. Top with 1 tortilla, 1/2 of refried beans, 1/2 cup enchilada sauce, 1 can chiles and 1/4 cup cheese. Repeat layers. Top with 1 tortilla, remaining meat mixture and 1/4 cup cheese. Top with remaining tortilla. Cover with foil.
BAKE at 400°F. for 40 min. or until hot. Uncover. Top with remaining enchilada sauce, cheese and onions. Bake 5 min. Cut into wedges.
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